Comprehensive Liability Protection for Businesses of All Sizes

Organizations across all industries are exposed to third-party liability risks that can result in substantial legal and financial consequences. Liability insurance is essential for protecting against claims related to bodily injury, property damage, and other covered events.

These policies are generally structured to provide legal defence and cover settlements or court-awarded damages, up to the limits of the policy, provided the claim falls within the scope of coverage. We conduct an in-depth risk assessment to develop a liability insurance program that aligns with your operational exposures and financial thresholds.

Liability Coverages May Include:

• Bodily Injury and Property Damage Liability

• Personal and Advertising Injury Liability

• Abuse and Molestation Liability

• Tenant’s Legal Liability

• Non-Owned Automobile Liability

• Product Liability

• Aircraft Liability

• Wrap-Up Liability (specific to construction projects)

• Contractual Liability

For clients requiring higher limits of protection, we also offer Umbrella and Excess Liability policies that extend coverage beyond the primary policy limits.