Resources for Homeowners and Tenants in British Columbia
Is BC Earthquake insurance worth it?
Earthquakes are a prevalent and constant looming threat for those who live on the west coast of the Americas. You can’t exactly hide from the ground shaking and with BC so close to a fault line it’s only a matter of when the next time a large earthquake strikes the province.
Bluecouch Team
How to Build an Emergency Earthquake Kit
Having an emergency earthquake kit is essential if you are a resident of British Columbia. For years, we’ve heard lots of chatter about an impending “big one.” Below, you’ll find everything you need for your emergency earthquake kit - fingers crossed, that you’ll never need to use it!
Bluecouch Team
The Comprehensive Checklist for Moving in BC
Check out our detailed moving checklist for your next move in British Columbia.
Let’s be real. No one likes moving. Whether you’re moving next door or moving to BC from another province, it’s a stressful experience.
Bluecouch Team
The Smart Landlord's Guide: Why Requiring Tenant Insurance is a Game-Changer
Being a landlord comes with its share of responsibilities, and one crucial aspect that often gets overlooked is the necessity of requiring tenants to have insurance. Tenant insurance offers a myriad of benefits that not only protect the landlord but also ensure a smooth and hassle-free renting experience. In this article, we'll delve into the reasons why landlords should make tenant insurance a non-negotiable requirement.
Bluecouch Team
Ensuring the Safety of Your Seasonal Property in Canada: Essential Measures for Peace of Mind
Owning a seasonal property in Canada offers a wonderful escape from the hustle and bustle of everyday life. Whether it's a cozy cottage by the lake or a ski chalet in the mountains, these retreats provide opportunities for relaxation and recreation.
Bluecouch Team
What to look for in a reputable home insurance company?
British Columbia has several great insurance companies, like Travelers Canada, Cansure, Peace Hills, Wawanesa, & Aviva. These are companies that are always improving their standards and customer satisfaction goals. What may be a great fit for one person, will often not be the best fit for another. Insurance companies all have a different ‘appetite’ for what type of risks they like to insure. This is why brokers like us are here to assist you and match your needs and circumstances with the right insurer.
Bluecouch Team
Glossary of Home Insurance Terms
Insurance is a very confusing thing to manage for the average person; after all, why should people know the difference between an actuary and an advisor? With this in mind, we at Bluecouch have created a detailed A to Z glossary on the ins and outs of the craft.
Bluecouch Team
How Much Condo Insurance Do You Really Need?
When it comes to protecting your condominium, understanding the ins and outs of condo insurance is crucial. Unlike traditional homeowners insurance, condo insurance must align with the unique aspects of condo living, where certain elements are covered by the condo corporation’s policy, and others fall under your personal policy.
Bluecouch Team
Understanding Tenant Insurance in British Columbia: A Comprehensive Guide
Tenant insurance in Canada is an essential consideration for renters. It provides financial protection against loss or damage to personal belongings and liability coverage in case someone is injured on the property or if you cause damage to the building.
Bluecouch Team
How to reduce property damage: Approaches to Building Resilience and Readiness
Property damage can occur due to various natural and human-made disasters, including floods, wildfires, storms, and accidents.
Bluecouch Team
Navigating Deductibles and Claim Payments
Insurance policies are designed to provide financial protection against unforeseen events
such as accidents, natural disasters, and other risks. However, understanding the intricacies
of deductibles and claim payments is crucial for policyholders to make informed decisions
and maximize their coverage benefits. In this article, we delve into the concepts of
deductibles and claim payments, providing clarity on how they work and offering tips for
navigating them effectively.Bluecouch Team
10 Effective Ways to Save Money on Home Insurance
Home insurance is a vital aspect of homeownership, providing financial protection against potential losses due to unforeseen events. However, the cost of premiums can be a significant expense. Here are ten strategies to help you save money on your home insurance without compromising on coverage.
Bluecouch Team
How to choose the right policy for your needs
When it comes to protecting your most significant investment—your home—choosing the right home insurance provider is crucial. In Canada, the home insurance market offers a wide range of options, making it essential to compare providers and policies carefully. This article will guide you through the key factors to consider when selecting a home insurance provider that suits your specific needs.
Bluecouch Team
Is Online Insurance Reliable? Navigating the Digital Insurance Landscape
In the digital age, purchasing insurance online has become increasingly common. But with convenience comes the question of reliability. Is online insurance just as dependable as the traditional method? Let’s delve into the world of digital insurance policies to find out.
Bluecouch Team